- Aghion, P., & Bolton, P. (1997). A theory of trickle-down growth and development. The review of economic studies, 64(2), 151-172.
- Aguera, P. (2015). Financial inclusion, growth and poverty reduction. In ECAAS Regional Conference. Brazzavile.
- Agwu, M. E. (2021). Can technology bridge the gap between rural development and financial inclusions? Technology Analysis & Strategic Management, 33(2), 123-133.
- Ahamed, M. M., & Mallick, S. K. (2019). Is financial inclusion good for bank stability? International evidence. Journal of Economic Behavior & Organization, 157, 403-427.
- Amidžic, G., Massara, M. A., & Mialou, A. (2014). Assessing countries’ financial inclusion standing-A new composite index. International Monetary Fund.
- Balounejad, N, R., & Farhang, A. (2021). The effect of financial inclusion on financial efficiency and sustainability: An application of multidimensional indexing approach. New Economy and Trad, 16(2), 59-83. (In Persian)
- Balounejad, N, R., & Shajari, S. (2022). Investigating the causality between economic growth and financial inclusion: An application of bootstrap panel granger causality test. Quarterly Journal of Applied Theories of Economics, 8(4), 225-252. (In Persian)
- Banerjee, A. V., & Newman, A. F. (1993). Occupational choice and the process of development. Journal of political economy, 101(2), 274-298.
- Beck, T., Demirguc-Kunt, A., & Peria, M. S. M. (2007). Reaching out: Access to and use of banking services across countries. Journal of financial economics, 85(1), 234-266.
- Beydokhti, S., Esmaeilpour, M, H., & Razmi, S. M. J. (2023). The effect of financial inclusion on income inequality in selected developing countries. Macroeconomics Research Letter, 17(36), 129-150. (In Persian)
- Brei, M., Ferri, G., & Gambacorta, L. (2023). Financial structure and income inequality. Journal of International Money and Finance, 131, 102807.
- Cámara, N., & Tuesta, D. (2014). Measuring financial inclusion: A muldimensional index. BBVA Research Paper, (14/26).
- Davoudi, P., & Sabzi, K, H. (2021). Nonlinear effect of financial development on income inequality in Iran; comparison of banking sector and stock market. Economics Research, 21(83), 147-163. (In Persian)
- Demirguc K.A. and Ross L. (2008). Finance & economic opportunity. World Bank Policy Research, Working Paper 4468.
- Demirgüç-Kunt, A., & Klapper, L. F. (2012). Measuring financial inclusion: The global findex database. World Bank policy research working paper, (6025).
- Demirgüç-Kunt, A., Klapper, L. F., & Singer, D. (2013). Financial inclusion and legal discrimination against women: evidence from developing countries. World Bank Policy Research Working Paper, (6416).
- Demirgüç-Kunt, A., Klapper, L. F., Singer, D., & Van Oudheusden, P. (2015). The global findex database 2014: Measuring financial inclusion around the world. World Bank Policy Research Working Paper, (7255).
- Demirguc-Kunt, A., Klapper, L., Singer, D., & Ansar, S. (2018). The Global Findex Database 2017: Measuring financial inclusion and the fintech revolution. World Bank Publications.
- Galor, O., & Zeira, J. (1993). Income distribution and macroeconomics. The review of economic studies, 60(1), 35-52.
- Gupte, R., Venkataramani, B., & Gupta, D. (2012). Computation of financial inclusion index for India. Procedia-Social and Behavioral Sciences, 37, 133-149.
- Hao, Y., & Zhang, B. (2024). The impact of digital financial usage on resident’s income inequality in China: An empirical analysis based on CHFS data. Journal of Asian Economics, 91, 101706.
- Huang, W., Gu, X., Lin, L., Alharthi, M., & Usman, M. (2023). Do financial inclusion and income inequality matter for human capital? Evidence from sub-Saharan economies. Borsa Istanbul Review, 23(1), 22-33.
- Issaka Jajah, Y., Anarfo, E. B., & Aveh, F. K. (2022). Financial inclusion and bank profitability in Sub‐Saharan Africa. International Journal of Finance & Economics, 27(1), 32-44.
- Isukul, A., & Tantua, B. (2021). Financial inclusion in developing countries: applying financial technology as a Panacea. Economic Growth and Financial Development: Effects of Capital Flight in Emerging Economies, 1-21.
- Jamil, A. R., Law, S. H., Khair-Afham, M. S., & Trinugroho, I. (2024). Financial inclusion and income inequality in developing countries: The role of aging populations. Research in International Business and Finance, 67(PA).
- Kaiser, H. F. (1960). The application of electronic computers to factor analysis. Educational and psychological measurement, 20(1), 141-151.
- Kao, C., & Chiang, M. H. (2001). On the estimation and inference of a cointegrated regression in panel data. In Nonstationary panels, panel cointegration, and dynamic panels (pp. 179-222). Emerald Group Publishing Limited.
- Kebede, J., Naranpanawa, A., & Selvanathan, S. (2023). Financial inclusion and income inequality nexus: A case of Africa. Economic Analysis and Policy, 77, 539-557.
- Lenka, S. K., & Bairwa, A. K. (2016). Does financial inclusion affect monetary policy in SAARC countries?. Cogent Economics & Finance, 4(1), 1127011.
- Lockwood, B. (2004). How robust is the foreign policy-Kearney globalization index. The World Economy, 27(4), 507-523.
- Maaboudi R. (2023). The Financial Inclusion and Unemployment in Urban and Rural Areas of Iran. Economic Modeling, 62(17), 59-74. (In Persian)
- Mahdavi P, H., khaliliaraghi, M., Montazer, M., & Vakilifard, H. (2024). Analysis of the impact of Fintech on the financial inclusion in Iran. Journal of Investment Knowledge, 13(51), 567-587. (In Persian)
- Nguyen, T. T. H. (2020). Measuring financial inclusion: a composite FI index for the developing countries. Journal of Economics and Development, 23(1), 77-99.
- Pedroni, P. (2004). Panel cointegration: asymptotic and finite sample properties of pooled time series tests with an application to the PPP hypothesis. Econometric theory, 20(3), 597-625.
- Rahmayati, R. (2021). Accelerate Ecosystem Development Financial Services Sector. In Annual Conference Of Ihtifaz: Islamic Economics, Finance, And Banking (Vol. 2, No. 2, pp. 235-243).
- Rezazadeh, A., Moridian, A., & Havasbeigi, F. (2023). Financial inclusion and economic growth in MENA countries: the role of the shadow economy. Economic Growth and Development Research, 14(53), 76-53. (In Persian)
- Risman, A., Mulyana, B., Silvatika, B., & Sulaeman, A. (2021). The effect of digital finance on financial stability. Management Science Letters, 11(7), 1979-1984.
- Sahay, M. R., Cihak, M., N'Diaye, M. P., Barajas, M. A., Mitra, M. S., Kyobe, M. A., … & Yousefi, M. R. (2015). Financial inclusion: can it meet multiple macroeconomic goals? International Monetary Fund.
- Sarma, M. (2008). Financial inclusion and development. Journal of international development, 23(5), 613-628.
- Sarma, M. (2016). Measuring financial inclusion for Asian economies. Financial inclusion in Asia: Issues and policy concerns, 3-34.
- Suhrab, M., Chen, P., & Ullah, A. (2024). Digital financial inclusion and income inequality nexus: Can technology innovation and infrastructure development help in achieving sustainable development goals?. Technology in Society, 76, 102411.
- Tabash, M. I., Ezekiel, O., Ahmed, A., Oladiran, A., Elsantil, Y., & Lawal, A. I. (2024). Examining the linkages among financial inclusion, economic growth, poverty, and inequality reduction in Africa. Scientific African, 23, e02096.
- United Nations Capital Development Fund. (2006). Building inclusive financial sectors for development. United Nations Publications.
- Voica, M. C. (2017). Financial inclusion as a tool for sustainable development. Revista română de economie, 44(1), 121-129.
|
